Lustica

Lustica | Tivat Municipality

Where Dreams

Find Shade

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Montenegro Properties

Presented At

€903,000

Bedrooms

Bathrooms

Living

1,228

SQFT

Lustica, Tivat, Lustica, Tivat Municipality, Montenegro. - Photo 1

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Lustica, Tivat, Lustica, Tivat Municipality, Montenegro. - Photo 4

Lustica, Tivat, Lustica, Tivat Municipality, Montenegro. - Photo 5

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Lustica, Tivat, Lustica, Tivat Municipality, Montenegro. - Photo 7

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Lustica

Lustica | Tivat Municipality

Lustica, Tivat, Lustica, Tivat Municipality, Montenegro. , Lustica , Tivat Municipality

Lustica Apartment

This spacious three-bedroom apartment is located in a new block in CENTRALE next to the golf course. The apartment is sold with interior finishing, including a built-in kitchen. SPECIAL PAYMENT TERMS

Down payment
20%
Interest
Optimise your purchase by moving in or starting to earn rental income after property handover, and manage your payment plan while earning rental income three years prior to the final payment. Centrale will become a beating heart of Lustica Bay town and a hub for the entire development which will have more than 20,000 square metres of public spaces and leisure zones, and an will be a perfect link between the Marina Village and the Gary Player golf course. Centrale will offer numerous amenities, such as international school, shopping mall, private hospital, sport club, police and fire station, promenade and piazza, free shuttle transfer to the beach and other resort areas, bars, restaurants and many other. Homeowner Benefits As a homeowner at Lustica Bay, you are buying so much more than ahome, you will be a part of Lustica Bay's exclusive lifestyle. To ensureyou can make the most of every moment at Lustica Bay, residentsare provided with an array of unique benefits including: Access to Lustica Bay beach, along with the priority reservation benefits for other beaches within the complex Customer service and security Shuttle service to Marina Village Access to rental pool managed by Lustica Bay's Property Rental Service Discounted rates for The Chedi Lustica Bay 5
hotel Access to invitation only events 24h customer service and security Beach access An exclusive year

Gallery

3D Street View Tour

Property Location

Lustica, Tivat, Lustica, Tivat Municipality, Montenegro., Lustica Tivat Municipality

Local Weather & Climate

Lustica, Tivat Municipality

Current Conditions Updated recently

49 °F

Light rain

Feels Like 49°F

Humidity 100%

Wind 1 mph

Visibility 6.2 mi

Sunrise 6:01 AM

Sunset 3:55 PM

5-Day Forecast

Fri 30 Jan

Rain

High 50°

Low 48°

Sat 31 Jan

Rain

High 52°

Low 46°

Sun 1 Feb

Clouds

High 54°

Low 45°

Mon 2 Feb

Clouds

High 46°

Low 43°

Tue 3 Feb

Clouds

High 52°

Low 44°

Annual Climate Based on last 12 months

58° Avg Low

Jan

69° Avg High

Aug

156 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

77.4" Annual Rainfall

Wet climate

❄

2 Snow Days

per year

Monthly Temperatures

Jan

53°

43°

Feb

55°

46°

Mar

59°

47°

Apr

66°

53°

May

71°

59°

Jun

83°

71°

Jul

86°

73°

Aug

90°

78°

Sep

81°

69°

Oct

67°

56°

Nov

61°

52°

Dec

58°

47°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Lustica?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$903,000

Lustica, Tivat, Lustica, Tivat Municipality, Montenegro.

Lustica, Tivat Municipality

3 Beds

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Market Opinion

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Our perspective on current market conditions in Lustica. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $90,300,000 20% down ($18,060,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$7,759/day

Your home may appreciate while you sleep

$54,465/week $236,017/mo $2,832,202/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$49.7M

+$70.5M

$70.5M Potential Equity

vs $49.7M lost to rent over 10 years

$18.1M Down Payment Growth

3.9x

10yr

$70.5M

8.1x

20yr

$145.9M

12.6x

30yr

$228.1M

Wealth Comparison

×543

Equivalent to 543 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $228.1M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $106.3M +18%

Market $123.0M +36%

Optimistic $141.9M +57%

$70.5M est. equity

20 Years

Conservative $125.2M +39%

Market $167.5M +85%

Optimistic $223.0M +147%

$145.9M est. equity

30 Years

Conservative $147.5M +63%

Market $228.1M +153%

Optimistic $350.4M +288%

$228.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Lustica, Tivat, Lustica, Tivat Municipality, Montenegro have?

This apartment at Lustica, Tivat, Lustica, Tivat Municipality, Montenegro features 3 bedrooms with 1,228 square feet of living space.

What is the size of Lustica, Tivat, Lustica, Tivat Municipality, Montenegro?

This property offers 1,228 square feet of living space.

What is the listing price for Lustica, Tivat, Lustica, Tivat Municipality, Montenegro?

This property is listed at $90,300,000, which equals $73534 per square foot.

Is now a good time to buy a home in Lustica?

Based on current market indicators, Lustica shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Lustica?

Lustica features a pleasant climate. Average temperatures range from 58°F in winter to 69°F in summer. The area receives approximately 77.4 inches of precipitation annually. There are about 156 days with rain throughout the year. Expect around 2 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Lustica?

Lustica tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Lustica, Tivat, Lustica, Tivat Municipality, Montenegro?

This is a apartment located in Lustica, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.